Ultimate Insurance Company

flexible and innovative
insurance services

Ultimate Insurance Company Limited

Ultimate Insurance Company is an independent privately owned niche personal lines insurer which offers specialist underwriting capability to the intermediary market. Always working closely with our business partners we seek to offer products which enhance their own customer proposition and meet the needs of their customers. We work with brokers and direct insurers and have a very close relationship with many of the UK’s top Personal Lines distributors.

Operating from the crown dependency of Gibraltar we are a fully fledged European Union insurer. We are currently licensed to provide insurance services to the United Kingdom and have vast experience of this territory; we are always looking for new opportunities to grow our book of business from a sound underwriting foundation and have plans to expand into other European markets where we can forge strong relationships with like minded business partners.

Competitive Rates

Because we are not encumbered with a large costly and bureaucratic corporate structure we are able to operate at a very low expense ratio compared with many other insurers and can capitalise on this to offer competitive rates to our customers. In addition it means we can react quickly to enquiries and offer a flexible and proactive approach to underwriting opportunities. In all relationships we offer a personal yet professional approach to service with the Directors being closely involved in all schemes.

Product Training

We pride ourselves on being more than just a risk taker, offering our business partners direct access to our decision makers and offering specific product training to their staff in order to maximise both product knowledge and also sales.

Claims Handling

Claims are the shop window of any insurer and it is important to us that claims under our policies are dealt with fairly and in line with customer expectations. We aim to always offer a quick and efficient claims handling service which is easy to access. We work closely with our partners to deliver high levels of customer satisfaction and to improve processes wherever possible.

Commitment to Professionalism

Ultimate Insurance Company is a member of the Association of British Insurers, the Insurance Ombudsman Service and the Financial Services Compensation Scheme demonstrating our commitment to the highest levels of professionalism, fair treatment of customers and their protection.